LOUNGE ELIGIBILITY
HDFC Regalia Gold Credit Card Lounge Access at Mumbai Airport
Travel smarter and Make the most of your HDFC Regalia Gold Credit Card by exploring airport lounges at Chhatrapati Shivaji Maharaj International Airport, Mumbai. Discover participating lounges, terminal information, and complimentary access benefits for a seamless travel experience.
Explore 4 of 12 eligible airport lounges with HDFC Regalia Gold Credit Card across 5 terminals
Regalia Gold
LOUNGE INSIDER
HDFC Regalia Gold Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1-B
Domestic
Terminal 1-C
Domestic
Terminal 2
Domestic
Adani Lounge
24 Hours
Adani Lounge (Business Class)
24 Hours
The Centurion Lounge
24 Hours
Travel Club Lounge
24 Hours
Terminal 2
Domestic & International
Terminal 2
International
Adani Lounge East
24 Hours
Adani Lounge West (Business Class)
24 Hours
Adani Silver Lounge
12:00 - 00:00 Daily
Card guide
HDFC Regalia Gold fees, rewards and lounge access at Mumbai airport
Joining and annual fee, reward rates, benefits and milestones for HDFC Regalia Gold, plus how many lounges it opens at Chhatrapati Shivaji Maharaj International Airport compared with other cards.
- Joining fee
- ₹2,500One-time fee when the card is issued
- Annual fee
- ₹2,500Waived if you spend ₹4 lakh in a year
- Forex markup
- 2%On spends in foreign currency
- Reward rate
- 1% to 2.5%Value you get back on spends
- Add-on card
- FreePer extra card for family
HDFC Regalia Gold reward points by spend category
Reward Points you earn for every ₹200 spent
- Jockey via SmartBuy150
- IGP via SmartBuy150
- Duty Free (Adani One) via Smartbuy50
- Hotels via SmartBuy50
- PharmEasy via SmartBuy50
- Flights via SmartBuy25
- Reliance Digital25
- Apple via SmartBuy25
See 11 more spend categories
- Holidays via SmartBuy25
- RedBus via SmartBuy25
- Nykaa25
- Myntra25
- Gift Cards via SmartBuy25
- Marks & Spencer25
- Myntra via SmartBuy25
- Trains via SmartBuy15
- Education5
- Insurance5
- Utilities5
- All other spends5
- 1A maximum of 2,000 accelerated RPs can be earned per day and 4,000 accelerated RPs can be earned per calendar month.
No reward points on these spends
- Wallets
- Fuel
- UPI
- Rent
- Education (Third-Party)
- Government
HDFC Regalia Gold benefits and offers
- InsuranceAir Accident & Credit Liability Cover
Accidental air cover worth ₹1 crore, Credit liability cover worth ₹9 lakh.
How to claim
- Contact at 1800-266-9777 or schedule a call.
- You can also send a missed call to +91-9980970424 or email [email protected].
- Dining · SwiggySwiggy One & MMT Black Membership
Complimentary Swiggy One and MMT Black Gold membership when you spend ₹1 lakh or more within 90 days of card issuance.
How to claim
- To avail this benefit, log in to the Swiggy Dineout app or website using your registered account.
- Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 7.5% savings at participating restaurants.
- Complete the payment using your HDFC Regalia Gold credit card to unlock the offer.
HDFC Regalia Gold milestone benefits
- Welcome benefit₹2,500 gift voucher
- Spend ₹1 lakh in a quarterGet complimentary Swiggy One and MMT Black Gold memberships
- Spend ₹1.5 lakh in a quarterRecurring₹1,500 voucher (Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, Lakme Salon or Domino's)
- Spend ₹4 lakh in a yearRecurringRenewal fee waived
- Spend ₹5 lakh in a yearRecurringFlight vouchers worth ₹5,000
- Spend ₹7.5 lakh in a yearRecurringFlight vouchers worth ₹5,000
HDFC Regalia Gold vs other credit cards for lounge access at Mumbai airport
HDFC Regalia Gold gives free access to 4 of the 12 lounges at Mumbai airport. That is more than 549 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year8 of 12₹12,500
- #1RBL Lumiere₹50,000/year8 of 12₹50,000
- #1IDFC First PrivateFee not listed8 of 12Not listed
- #4IndusInd TigerBest no-fee cardNo annual fee7 of 12Free
- 156 more credit cards rank above this one
- #161HDFC Regalia GoldThis card₹2,500/year4 of 12₹2,500
160 credit cards cover more lounges here, and 58 cover the same number. 355 credit cards give no lounge access at this airport.
HDFC credit and debit cards with lounge access at Mumbai airport
28 HDFC credit cards and 17 HDFC debit cards give free lounge access at Mumbai airport.
28of 81 HDFC credit cards
- HDFC Dinners Club Miles4 lounges
- HDFC Dinners Club Premium4 lounges
- HDFC BizPower4 lounges
- HDFC Marriott Bonvoy HDFC4 lounges
- HDFC Regalia GoldThis card4 lounges
+23 more HDFC credit cards with lounge access at this airport
17of 25 HDFC debit cards
- HDFC Platinum2 lounges
- HDFC Imperia Platinum2 lounges
- HDFC Preferred Platinum2 lounges
- HDFC Classic Platinum2 lounges
- HDFC Vishesh2 lounges
+12 more HDFC debit cards with lounge access at this airport
FAQs
HDFC Regalia Gold lounge access, fees and spend rules at Mumbai airport.
Does HDFC Regalia Gold give free lounge access at Mumbai airport?
Yes. With HDFC Regalia Gold, you get free access to 4 lounges at Chhatrapati Shivaji Maharaj International Airport.
Can I use HDFC Regalia Gold in international terminal lounges at Mumbai airport?
Yes. HDFC Regalia Gold gives you free access to Adani Silver Lounge in the international terminal at Mumbai airport.
Does HDFC Regalia Gold work in arrival lounges at Mumbai airport?
No. HDFC Regalia Gold does not give free access to any arrival lounge at Mumbai airport. You can still pay for entry.
Which terminal at Mumbai airport has the most lounges for HDFC Regalia Gold?
Terminal 1-C domestic departures. HDFC Regalia Gold gives you free access to the only lounge there.
Is there a minimum spend for HDFC Regalia Gold lounge access?
Yes. Spend at least ₹60,000 on HDFC Regalia Gold in a quarter to get free lounge access at Chhatrapati Shivaji Maharaj International Airport in the next quarter.
What is the HDFC Regalia Gold annual fee?
The HDFC Regalia Gold annual fee is ₹2,500, charged from the second year. The joining fee is ₹2,500. The annual fee is waived if you spend ₹4 lakh in a year.
How many free lounge visits does HDFC Regalia Gold give at Mumbai airport?
HDFC Regalia Gold gives you free domestic lounge access for 3 visits per quarter. The limit counts across all Indian airports, including Chhatrapati Shivaji Maharaj International Airport.
Does HDFC Regalia Gold provide international lounge access?
Yes. HDFC Regalia Gold gives you free lounge access at airports outside India for 6 visits per year through Priority Pass.