LOUNGE ELIGIBILITY
IDFC Gaj Credit Card Lounge Access at Mumbai Airport
Experience a better airport journey by finding participating airport lounges that accept your IDFC Gaj Credit Card at Chhatrapati Shivaji Maharaj International Airport, Mumbai. Explore lounge details for both domestic and international departures.
Explore 5 of 12 eligible airport lounges with IDFC Gaj Credit Card across 5 terminals
Gaj
LOUNGE INSIDER
IDFC Gaj Credit Card
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Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1-B
Domestic
Terminal 1-C
Domestic
Terminal 2
Domestic
Adani Lounge
24 Hours
Adani Lounge (Business Class)
24 Hours
The Centurion Lounge
24 Hours
Travel Club Lounge
24 Hours
Terminal 2
Domestic & International
Terminal 2
International
Adani Lounge East
24 Hours
Adani Lounge West (Business Class)
24 Hours
Adani Silver Lounge
12:00 - 00:00 Daily
Card guide
IDFC Gaj fees, rewards and lounge access at Mumbai airport
Joining and annual fee, reward rates, benefits and milestones for IDFC Gaj, plus how many lounges it opens at Chhatrapati Shivaji Maharaj International Airport compared with other cards.
- Joining fee
- ₹12,500One-time fee when the card is issued
- Annual fee
- ₹12,500Waived if you spend ₹10 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Add-on card
- ₹4,000Per extra card for family
IDFC Gaj reward points by spend category
Reward Points you earn for every ₹150 spent
- Hotels via IDFC App150
- Flights via IDFC App225
- International3
- FasTag1
- Utilities1
- UPI1
- Wallets1
- Government1
See 4 more spend categories
- Railways1
- Insurance1
- Rent1
- Education1
- All other spends5
- 1Get 5 Base points + 45 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
- 2Get 5 Base points + 20 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
No reward points on these spends
- Fuel
- Transactions < ₹150
- EMI
IDFC Gaj benefits and offers
- Dining · EazyDinerInstant Discount
Flat ₹1000 Instant Discount minimum bill of ₹5,000. Valid once per card per month.
- Travel · Elivaas PropertiesElivaas Stay Benefits
Enjoy a complimentary 3rd night for every 2 consecutive paid nights booked at Elivaas properties. Stay for 2 nights and enjoy the 2nd night at 50% off at Elivaas properties.
IDFC Gaj milestone benefits
- Renewal benefitRecurringGet 12,500 Reward Points worth up to ₹12,500 on annual fee payment if annual fee waiver milestone of ₹10L is not reached
- Spend ₹12,500 in a yearRecurring12,500 Reward Points worth up to ₹12,500 on payment of joining fees
- Spend ₹1 lakh in a year25% off (up to ₹5,000) on bank-curated 5-star properties through the Travel & Shop section of the IDFC FIRST Bank Mobile App
- Spend ₹10 lakh in a yearRecurringRenewal fee waived
IDFC Gaj vs other credit cards for lounge access at Mumbai airport
IDFC Gaj gives free access to 5 of the 12 lounges at Mumbai airport. That is more than 608 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year8 of 12₹12,500
- #1RBL Lumiere₹50,000/year8 of 12₹50,000
- #1IDFC First PrivateFee not listed8 of 12Not listed
- #4IndusInd TigerBest no-fee cardNo annual fee7 of 12Free
- 89 more credit cards rank above this one
- #94IDFC GajThis card₹12,500/year5 of 12₹12,500
93 credit cards cover more lounges here, and 66 cover the same number. 355 credit cards give no lounge access at this airport.
IDFC credit and debit cards with lounge access at Mumbai airport
14 IDFC credit cards and 8 IDFC debit cards give free lounge access at Mumbai airport.
14of 26 IDFC credit cards
- IDFC First Private8 lounges
- IDFC First Wealth5 lounges
- IDFC Ashva5 lounges
- IDFC Mayura5 lounges
- IDFC Diamond Reserve5 lounges
- IDFC GajThis card5 lounges
+8 more IDFC credit cards with lounge access at this airport
8of 12 IDFC debit cards
- IDFC First Private7 lounges
- IDFC First Wealth6 lounges
- IDFC First Select6 lounges
- IDFC First World4 lounges
- IDFC Visa Signature4 lounges
+3 more IDFC debit cards with lounge access at this airport
FAQs
IDFC Gaj lounge access, fees and spend rules at Mumbai airport.
Does IDFC Gaj give free lounge access at Mumbai airport?
Yes. With IDFC Gaj, you get free access to 5 lounges at Chhatrapati Shivaji Maharaj International Airport.
Can I use IDFC Gaj in international terminal lounges at Mumbai airport?
Yes. IDFC Gaj gives you free access to Adani Silver Lounge in the international terminal at Mumbai airport.
Does IDFC Gaj work in arrival lounges at Mumbai airport?
Yes. IDFC Gaj gives you free access to Aviserv West Lounge in the arrivals area at Mumbai airport.
Which terminal at Mumbai airport has the most lounges for IDFC Gaj?
Terminal 1-C domestic departures. IDFC Gaj gives you free access to the only lounge there.
Is there a minimum spend for IDFC Gaj lounge access?
Yes. Spend at least ₹20,000 on IDFC Gaj in a month to get free lounge access at Chhatrapati Shivaji Maharaj International Airport in the next month.
What is the IDFC Gaj annual fee?
The IDFC Gaj annual fee is ₹12,500, charged from the second year. The joining fee is ₹12,500. The annual fee is waived if you spend ₹10 lakh in a year.
How many free lounge visits does IDFC Gaj give at Mumbai airport?
IDFC Gaj gives you free domestic lounge access for 4 visits per quarter. The limit counts across all Indian airports, including Chhatrapati Shivaji Maharaj International Airport.
Does IDFC Gaj provide international lounge access?
Yes. IDFC Gaj gives you free lounge access at airports outside India for 4 visits per quarter through DreamFolks.
Can I take a guest into a Mumbai airport lounge with IDFC Gaj?
Yes. With IDFC Gaj, 1 of your 4 free visits per quarter can be used for a guest at Chhatrapati Shivaji Maharaj International Airport lounges where your card gives free access.