LOUNGE ELIGIBILITY

Kotak Biz Credit card Lounge Access at Mumbai Airport

Experience a better airport journey by reviewing lounge access benefits offered by your Kotak Biz Credit card at Chhatrapati Shivaji Maharaj International Airport, Mumbai. Explore lounge details for both domestic and international departures.

BOMIATA

Explore 2 of 12 eligible airport lounges with Kotak Biz Credit card across 5 terminals

2Accessible
12Lounges
5Terminals

Biz

Kotak Biz Credit card

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Terminal directory

Explore lounges by terminal

Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.

Terminal 1-B

Domestic
2 lounges

Terminal 1-C

Domestic
1 lounge

Terminal 2

Domestic
4 lounges

Terminal 2

Domestic & International
2 lounges

Terminal 2

International
3 lounges

Card guide

Kotak Biz fees, rewards and lounge access at Mumbai airport

Joining and annual fee, reward rates, benefits and milestones for Kotak Biz, plus how many lounges it opens at Chhatrapati Shivaji Maharaj International Airport compared with other cards.

Joining fee
₹299One-time fee when the card is issued
Annual fee
₹499Charged every year from year two
Forex markup
3.5%On spends in foreign currency
Reward rate
1% to 2%Value you get back on spends
Add-on card
FreePer extra card for family

Kotak Biz reward points by spend category

Reward Points you earn for every ₹100 spent

  • Grocery4
  • Domestic Airlines4
  • Travel4
  • Hotels4
  • All other spends1

No reward points on these spends

  • Trains
  • Fuel
  • Education
  • Online Gaming

Kotak Biz benefits and offers

  • InsuranceCard Liability Cover

    Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing, and Online Fraud Protection) upto 50,000.

    How to claim
    1. If your card is lost, stolen, or used fraudulently, report it immediately by calling Kotak Bank's 24/7 helpline at 1860 266 2666
  • InsurancePurchase Protection Cover

    Purchase Protection upto ₹25,000.

    How to claim
    1. For insurance claims, contact Zurich Kotak General Insurance at 1800 266 4545 or email [email protected]

Kotak Biz vs other credit cards for lounge access at Mumbai airport

Kotak Biz gives free access to 2 of the 12 lounges at Mumbai airport. That is more than 355 of the 768 credit cards we list.

  1. #1RBL Nova₹12,500/year8 of 12₹12,500
  2. #1RBL Lumiere₹50,000/year8 of 12₹50,000
  3. #1IDFC First PrivateFee not listed8 of 12Not listed
  4. #4IndusInd TigerBest no-fee cardNo annual fee7 of 12Free
  5. 387 more credit cards rank above this one
  6. #392Kotak BizThis card₹499/year2 of 12₹499

391 credit cards cover more lounges here, and 21 cover the same number. 355 credit cards give no lounge access at this airport.

Kotak credit and debit cards with lounge access at Mumbai airport

18 Kotak credit cards and 5 Kotak debit cards give free lounge access at Mumbai airport.

FAQs

Kotak Biz lounge access, fees and spend rules at Mumbai airport.

Does Kotak Biz give free lounge access at Mumbai airport?

Yes. With Kotak Biz, you get free access to 2 lounges at Chhatrapati Shivaji Maharaj International Airport.

Can I use Kotak Biz in international terminal lounges at Mumbai airport?

No. Kotak Biz does not give free access to any lounge in the international terminal at Mumbai airport.

Does Kotak Biz work in arrival lounges at Mumbai airport?

No. Kotak Biz does not give free access to any arrival lounge at Mumbai airport. You can still pay for entry.

Which terminal at Mumbai airport has the most lounges for Kotak Biz?

Terminal 1-C domestic departures. Kotak Biz gives you free access to the only lounge there.

Is there a minimum spend for Kotak Biz lounge access?

Yes. Spend at least ₹75,000 on Kotak Biz in a quarter to get free lounge access at Chhatrapati Shivaji Maharaj International Airport in the next quarter.

What is the Kotak Biz annual fee?

The Kotak Biz annual fee is ₹499, charged from the second year. The joining fee is ₹299.

How many free lounge visits does Kotak Biz give at Mumbai airport?

Kotak Biz gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Chhatrapati Shivaji Maharaj International Airport.