LOUNGE ELIGIBILITY
IDFC Gaj Credit Card Lounge Access at Kochi Airport
Experience a better airport journey by finding participating airport lounges that accept your IDFC Gaj Credit Card at Cochin International Airport, Kochi. Explore lounge details for both domestic and international departures.
Explore 2 of 5 eligible airport lounges with IDFC Gaj Credit Card across 3 terminals
Gaj
IDFC Gaj Credit Card
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Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
DomesticTerminal 2
Domestic & InternationalTerminal 3
International
Earth Business Class Lounge
24 Hours

Earth Lounge
24 Hours

Earth VIP Business Class Lounge
24 Hours
Card guide
IDFC Gaj fees, rewards and lounge access at Kochi airport
Joining and annual fee, reward rates, benefits and milestones for IDFC Gaj, plus how many lounges it opens at Cochin International Airport compared with other cards.
- Joining fee
- ₹12,500One-time fee when the card is issued
- Annual fee
- ₹12,500Waived if you spend ₹10 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Add-on card
- ₹4,000Per extra card for family
IDFC Gaj reward points by spend category
Reward Points you earn for every ₹150 spent
- Hotels via IDFC App150
- Flights via IDFC App225
- International3
- FasTag1
- Utilities1
- UPI1
- Wallets1
- Government1
See 4 more spend categories
- Railways1
- Insurance1
- Rent1
- Education1
- All other spends5
- 1Get 5 Base points + 45 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
- 2Get 5 Base points + 20 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
No reward points on these spends
- Fuel
- Transactions < ₹150
- EMI
IDFC Gaj benefits and offers
- Dining · EazyDinerInstant Discount
Flat ₹1000 Instant Discount minimum bill of ₹5,000. Valid once per card per month.
- Travel · Elivaas PropertiesElivaas Stay Benefits
Enjoy a complimentary 3rd night for every 2 consecutive paid nights booked at Elivaas properties. Stay for 2 nights and enjoy the 2nd night at 50% off at Elivaas properties.
IDFC Gaj milestone benefits
- Renewal benefitRecurringGet 12,500 Reward Points worth up to ₹12,500 on annual fee payment if annual fee waiver milestone of ₹10L is not reached
- Spend ₹12,500 in a yearRecurring12,500 Reward Points worth up to ₹12,500 on payment of joining fees
- Spend ₹1 lakh in a year25% off (up to ₹5,000) on bank-curated 5-star properties through the Travel & Shop section of the IDFC FIRST Bank Mobile App
- Spend ₹10 lakh in a yearRecurringRenewal fee waived
IDFC Gaj vs other credit cards for lounge access at Kochi airport
IDFC Gaj gives free access to 2 of the 5 lounges at Kochi airport. That is more than 466 of the 768 credit cards we list.
- #1ICICI ParakramBest no-fee cardNo annual fee3 of 5Free
- #1ICICI Parakram SelectNo annual fee3 of 5Free
- #1ICICI MakeMyTrip PlatinumNo annual fee3 of 5Free
- #1ICICI MakeMyTrip SignatureNo annual fee3 of 5Free
- 44 more credit cards rank above this one
- #49IDFC GajThis card₹12,500/year2 of 5₹12,500
48 other credit cards offer access to more lounges than IDFC Gaj, 253 offer the same, and 399 offer no free lounge access at Kochi airport.
IDFC credit and debit cards with lounge access at Kochi airport
14 IDFC credit cards and 8 IDFC debit cards give free lounge access at Kochi airport.
14of 26 IDFC credit cards
- IDFC First Wealth2 lounges
- IDFC Ashva2 lounges
- IDFC Mayura2 lounges
- IDFC First Private2 lounges
- IDFC Diamond Reserve2 lounges
- IDFC GajThis card2 lounges
+8 more IDFC credit cards with lounge access at this airport
8of 12 IDFC debit cards
- IDFC First Private2 lounges
- IDFC First Wealth2 lounges
- IDFC First Select2 lounges
- IDFC First World1 lounge
- IDFC Visa Signature1 lounge
+3 more IDFC debit cards with lounge access at this airport
FAQs
IDFC Gaj lounge access, fees and spend rules at Kochi airport.
Does IDFC Gaj give free lounge access at Kochi airport?
Yes. With IDFC Gaj, you get free access to 2 lounges at Cochin International Airport.
Can I use IDFC Gaj in international terminal lounges at Kochi airport?
Yes. IDFC Gaj gives you free access to Earth Lounge in the international terminal at Kochi airport.
Which terminal at Kochi airport has the most lounges for IDFC Gaj?
Terminal 1 domestic departures. IDFC Gaj gives you free access to the only lounge there.
Is there a minimum spend for IDFC Gaj lounge access?
Yes. Spend at least ₹20,000 on IDFC Gaj in a month to get free lounge access at Cochin International Airport in the next month.
What is the IDFC Gaj annual fee?
The IDFC Gaj annual fee is ₹12,500, charged from the second year. The joining fee is ₹12,500. The annual fee is waived if you spend ₹10 lakh in a year.
How many free lounge visits does IDFC Gaj give at Kochi airport?
IDFC Gaj gives you free domestic lounge access for 4 visits per quarter. The limit counts across all Indian airports, including Cochin International Airport.
Does IDFC Gaj provide international lounge access?
Yes. IDFC Gaj gives you free lounge access at airports outside India for 4 visits per quarter through DreamFolks.
Can I take a guest into a Kochi airport lounge with IDFC Gaj?
Yes. With IDFC Gaj, 1 of your 4 free visits per quarter can be used for a guest at Cochin International Airport lounges where your card gives free access.




