LOUNGE ELIGIBILITY
Bandhan Bank Lumina Mastercard Credit Card Lounge Access at New Delhi Airport
Looking for lounge access? Discover all the airport lounges you can access with your Bandhan Bank Lumina Mastercard Credit Card at Indira Gandhi International Airport, New Delhi. Enjoy complimentary lounge access across eligible domestic and international terminals, relax in comfortable seating, and make every journey more enjoyable before your flight. Access is subject to your card’s applicable terms and conditions.
Explore 4 of 12 eligible airport lounges with Bandhan Bank Lumina Mastercard Credit Card across 5 terminals
Lumina Mastercard
Bandhan Bank Lumina Mastercard Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
Bandhan Lumina Mastercard fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for Bandhan Lumina Mastercard, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹9,999One-time fee when the card is issued
- Annual fee
- ₹9,999Waived if you spend ₹12 lakh in a year
- Forex markup
- 1%On spends in foreign currency
- Add-on card
- FreePer extra card for family
Bandhan Lumina Mastercard reward points by spend category
Reward Points you earn for every ₹200 spent
- International24
- All other spends16
No reward points on these spends
- Rent
- Government
- Fuel
Bandhan Lumina Mastercard benefits and offers
- TravelAirport Meet & Greet Service
4 complimentary Airport Meet & Greet Services.
- Movies and events · BookMyShowBookMyShow Movie Discount
25% discount on movie bookings on bookmyshow upto 1,000 every month.
Bandhan Lumina Mastercard milestone benefits
- Spend ₹20,000 in a month₹10,000 'Giftwrapped by Oberoi' e-voucher
- Spend ₹1 lakh in a monthRecurring10K Reward Points
- Spend ₹12 lakh in a yearRecurringRenewal fee waived
Bandhan Lumina Mastercard vs other credit cards for lounge access at New Delhi airport
Bandhan Lumina Mastercard gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86Bandhan Lumina MastercardThis card₹9,999/year4 of 12₹9,999
85 other credit cards offer access to more lounges than Bandhan Lumina Mastercard, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
Bandhan credit and debit cards with lounge access at New Delhi airport
6 Bandhan credit cards and 6 Bandhan debit cards give free lounge access at New Delhi airport.
6of 6 Bandhan credit cards
- Bandhan Lumina Visa5 lounges
- Bandhan Flare Visa5 lounges
- Bandhan Ignite5 lounges
- Bandhan Lumina MastercardThis card4 lounges
- Bandhan Flare Mastercard4 lounges
+1 more Bandhan credit card with lounge access at this airport
6of 13 Bandhan debit cards
- Bandhan Legacy4 lounges
- Bandhan Elite4 lounges
- Bandhan Mastercard Platinum4 lounges
- Bandhan Avni4 lounges
- Bandhan Mastercard Platinum Plus4 lounges
+1 more Bandhan debit card with lounge access at this airport
FAQs
Bandhan Lumina Mastercard lounge access, fees and spend rules at New Delhi airport.
Does Bandhan Lumina Mastercard give free lounge access at New Delhi airport?
Yes. With Bandhan Lumina Mastercard, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use Bandhan Lumina Mastercard in international terminal lounges at New Delhi airport?
Yes. Bandhan Lumina Mastercard gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does Bandhan Lumina Mastercard work in arrival lounges at New Delhi airport?
No. Bandhan Lumina Mastercard does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for Bandhan Lumina Mastercard?
Terminal 2 domestic departures. Bandhan Lumina Mastercard gives you free access to the only lounge there.
Is there a minimum spend for Bandhan Lumina Mastercard lounge access?
No. Bandhan Lumina Mastercard gives free domestic lounge access with no minimum spend.
What is the Bandhan Lumina Mastercard annual fee?
The Bandhan Lumina Mastercard annual fee is ₹9,999, charged from the second year. The joining fee is ₹9,999. The annual fee is waived if you spend ₹12 lakh in a year.
How many free lounge visits does Bandhan Lumina Mastercard give at New Delhi airport?
Bandhan Lumina Mastercard gives you free domestic lounge access for 8 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does Bandhan Lumina Mastercard provide international lounge access?
Yes. Bandhan Lumina Mastercard gives you unlimited free lounge access at airports outside India through DreamFolks.




