LOUNGE ELIGIBILITY
Bank of India RuPay Bharat Credit Card Lounge Access at New Delhi Airport
Discover all the airport lounges you can access with your Bank of India RuPay Bharat Credit Card at Indira Gandhi International Airport, New Delhi. Enjoy complimentary lounge access across eligible domestic and international terminals, relax in comfortable seating, and make every journey more enjoyable before your flight. Compare lounge options and amenities in one place.
Explore 4 of 12 eligible airport lounges with Bank of India RuPay Bharat Credit Card across 5 terminals
RuPay Bharat
Bank of India RuPay Bharat Credit Card
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Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
Bank of India RuPay Bharat fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for Bank of India RuPay Bharat, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Annual fee
- ₹400Charged every year from year two
- Forex markup
- 3.5%On spends in foreign currency
Bank of India RuPay Bharat reward points by spend category
Reward Points you earn for every ₹100 spent
- Retail4
- All other spends2
Bank of India RuPay Bharat vs other credit cards for lounge access at New Delhi airport
Bank of India RuPay Bharat gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86Bank of India RuPay BharatThis card₹400/year4 of 12₹400
85 other credit cards offer access to more lounges than Bank of India RuPay Bharat, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
Bank of India credit and debit cards with lounge access at New Delhi airport
5 Bank of India credit cards and 2 Bank of India debit cards give free lounge access at New Delhi airport.
5of 10 Bank of India credit cards
- Bank of India Rupay Select4 lounges
- Bank of India Star Lakshmi4 lounges
- Bank of India Mastercard Platinum4 lounges
- Bank of India RuPay BharatThis card4 lounges
- Bank of India Celestia4 lounges
2of 15 Bank of India debit cards
FAQs
Bank of India RuPay Bharat lounge access, fees and spend rules at New Delhi airport.
Does Bank of India RuPay Bharat give free lounge access at New Delhi airport?
Yes. With Bank of India RuPay Bharat, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use Bank of India RuPay Bharat in international terminal lounges at New Delhi airport?
Yes. Bank of India RuPay Bharat gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does Bank of India RuPay Bharat work in arrival lounges at New Delhi airport?
No. Bank of India RuPay Bharat does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for Bank of India RuPay Bharat?
Terminal 3 domestic departures. Bank of India RuPay Bharat gives you free access to 2 lounges there.
Is there a minimum spend for Bank of India RuPay Bharat lounge access?
No. Bank of India RuPay Bharat gives free domestic lounge access with no minimum spend.
What is the Bank of India RuPay Bharat annual fee?
The Bank of India RuPay Bharat annual fee is ₹400, charged from the second year.
How many free lounge visits does Bank of India RuPay Bharat give at New Delhi airport?
Bank of India RuPay Bharat gives you free domestic lounge access for 4 visits per year. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does Bank of India RuPay Bharat provide international lounge access?
Yes. Bank of India RuPay Bharat gives you free lounge access at airports outside India for 2 visits per year.




