LOUNGE ELIGIBILITY
HDFC Business Regalia Credit Card Lounge Access at New Delhi Airport
Before your next trip, Explore every airport lounge available with your HDFC Business Regalia Credit Card at Indira Gandhi International Airport, New Delhi. Find eligible domestic and international lounges, review access details, and enjoy a comfortable pre-flight experience with premium amenities.
Explore 3 of 12 eligible airport lounges with HDFC Business Regalia Credit Card across 5 terminals
Business Regalia
HDFC Business Regalia Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
HDFC Business Regalia fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for HDFC Business Regalia, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹2,500One-time fee when the card is issued
- Annual fee
- ₹2,500Waived if you spend ₹3 lakh in a year
- Forex markup
- 3.5%On spends in foreign currency
- Reward rate
- 2% to 4%Value you get back on spends
- Add-on card
- FreePer extra card for family
HDFC Business Regalia reward points by spend category
Reward Points you earn for every ₹200 spent
- Government5
- All other spends4
No reward points on these spends
- Fuel
- Education
- EMI
- Grocery
- Travel
- Rent
- Wallets
- UPI
HDFC Business Regalia benefits and offers
- Dining · SwiggySwiggy Dineout Discount
Upto 20% Discount on Partnered Restaurant at Swiggy Dineout.
How to claim
- To avail this benefit, open the Swiggy app or website and log in to your account.
- Discover the latest dining and order-in deals, pick your desired items or restaurants, and apply the offer at payment.
- Settle your bill using your HDFC Business Regalia credit card to enjoy attractive cashback and discounts.
HDFC Business Regalia milestone benefits
- Spend ₹3 lakh in a yearRecurringRenewal fee waived
- Spend ₹5 lakh in a yearRecurring10,000 RPs
- Spend ₹8 lakh in a yearRecurringAdditional 5,000 RPs
HDFC Business Regalia vs other credit cards for lounge access at New Delhi airport
HDFC Business Regalia gives free access to 3 of the 12 lounges at New Delhi airport. That is more than 361 of the 771 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 273 more credit cards rank above this one
- #279HDFC Business RegaliaThis card₹2,500/year3 of 12₹2,500
278 other credit cards offer access to more lounges than HDFC Business Regalia, 131 offer the same, and 356 offer no free lounge access at New Delhi airport.
HDFC credit and debit cards with lounge access at New Delhi airport
28 HDFC credit cards and 17 HDFC debit cards give free lounge access at New Delhi airport.
28of 81 HDFC credit cards
- HDFC Infinia Metal5 lounges
- HDFC Infinia Bharat5 lounges
- HDFC BizPower4 lounges
- HDFC Regalia Gold4 lounges
- HDFC Shoppers Stop Black4 lounges
- HDFC Business RegaliaThis card3 lounges
+22 more HDFC credit cards with lounge access at this airport
17of 25 HDFC debit cards
- HDFC Platinum2 lounges
- HDFC Imperia Platinum2 lounges
- HDFC Preferred Platinum2 lounges
- HDFC Classic Platinum2 lounges
- HDFC Vishesh2 lounges
+12 more HDFC debit cards with lounge access at this airport
FAQs
HDFC Business Regalia lounge access, fees and spend rules at New Delhi airport.
Does HDFC Business Regalia give free lounge access at New Delhi airport?
Yes. With HDFC Business Regalia, you get free access to 3 lounges at Indira Gandhi International Airport.
Can I use HDFC Business Regalia in international terminal lounges at New Delhi airport?
Yes. HDFC Business Regalia gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does HDFC Business Regalia work in arrival lounges at New Delhi airport?
No. HDFC Business Regalia does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for HDFC Business Regalia?
Terminal 2 domestic departures. HDFC Business Regalia gives you free access to the only lounge there.
Is there a minimum spend for HDFC Business Regalia lounge access?
Yes. Spend at least ₹1,00,000 on HDFC Business Regalia in a quarter to get free lounge access at Indira Gandhi International Airport in the next quarter.
What is the HDFC Business Regalia annual fee?
The HDFC Business Regalia annual fee is ₹2,500, charged from the second year. The joining fee is ₹2,500. The annual fee is waived if you spend ₹3 lakh in a year.
How many free lounge visits does HDFC Business Regalia give at New Delhi airport?
HDFC Business Regalia gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.






