LOUNGE ELIGIBILITY
IDFC Gaj Credit Card Lounge Access at New Delhi Airport
Experience a better airport journey by finding participating airport lounges that accept your IDFC Gaj Credit Card at Indira Gandhi International Airport, New Delhi. Explore lounge details for both domestic and international departures.
Explore 5 of 12 eligible airport lounges with IDFC Gaj Credit Card across 5 terminals
Gaj
LOUNGE INSIDER
IDFC Gaj Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
The Centurion Lounge
24 Hours
Terminal 2
Domestic
Terminal 3
Domestic
Air India Lounge
24 Hours
Encalm Lounge
24 Hours
RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & International
Terminal 3
International
Air India Maharaja Lounge
24 Hours
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
Encalm Xenia Lounge
24 Hours
Card guide
IDFC Gaj fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for IDFC Gaj, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹12,500One-time fee when the card is issued
- Annual fee
- ₹12,500Waived if you spend ₹10 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Add-on card
- ₹4,000Per extra card for family
IDFC Gaj reward points by spend category
Reward Points you earn for every ₹150 spent
- Hotels via IDFC App150
- Flights via IDFC App225
- International3
- FasTag1
- Utilities1
- UPI1
- Wallets1
- Government1
See 4 more spend categories
- Railways1
- Insurance1
- Rent1
- Education1
- All other spends5
- 1Get 5 Base points + 45 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
- 2Get 5 Base points + 20 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Gaj Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 15,000 bonus reward points can be earned per month in total.
No reward points on these spends
- Fuel
- Transactions < ₹150
- EMI
IDFC Gaj benefits and offers
- Dining · EazyDinerInstant Discount
Flat ₹1000 Instant Discount minimum bill of ₹5,000. Valid once per card per month.
- Travel · Elivaas PropertiesElivaas Stay Benefits
Enjoy a complimentary 3rd night for every 2 consecutive paid nights booked at Elivaas properties. Stay for 2 nights and enjoy the 2nd night at 50% off at Elivaas properties.
IDFC Gaj milestone benefits
- Renewal benefitRecurringGet 12,500 Reward Points worth up to ₹12,500 on annual fee payment if annual fee waiver milestone of ₹10L is not reached
- Spend ₹12,500 in a yearRecurring12,500 Reward Points worth up to ₹12,500 on payment of joining fees
- Spend ₹1 lakh in a year25% off (up to ₹5,000) on bank-curated 5-star properties through the Travel & Shop section of the IDFC FIRST Bank Mobile App
- Spend ₹10 lakh in a yearRecurringRenewal fee waived
IDFC Gaj vs other credit cards for lounge access at New Delhi airport
IDFC Gaj gives free access to 5 of the 12 lounges at New Delhi airport. That is more than 683 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- #5IDFC GajThis card₹12,500/year5 of 12₹12,500
4 other credit cards offer access to more lounges than IDFC Gaj, 80 offer the same, and 355 offer no free lounge access at New Delhi airport.
IDFC credit and debit cards with lounge access at New Delhi airport
14 IDFC credit cards and 8 IDFC debit cards give free lounge access at New Delhi airport.
14of 26 IDFC credit cards
- IDFC First Private6 lounges
- IDFC GajThis card5 lounges
- IDFC First Wealth4 lounges
- IDFC Ashva4 lounges
- IDFC Mayura4 lounges
+9 more IDFC credit cards with lounge access at this airport
8of 12 IDFC debit cards
- IDFC First Private5 lounges
- IDFC First Wealth4 lounges
- IDFC First Select4 lounges
- IDFC First World3 lounges
- IDFC Visa Signature3 lounges
+3 more IDFC debit cards with lounge access at this airport
FAQs
IDFC Gaj lounge access, fees and spend rules at New Delhi airport.
Does IDFC Gaj give free lounge access at New Delhi airport?
Yes. With IDFC Gaj, you get free access to 5 lounges at Indira Gandhi International Airport.
Can I use IDFC Gaj in international terminal lounges at New Delhi airport?
Yes. IDFC Gaj gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does IDFC Gaj work in arrival lounges at New Delhi airport?
No. IDFC Gaj does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for IDFC Gaj?
Terminal 1 domestic departures. IDFC Gaj gives you free access to 2 lounges there.
Is there a minimum spend for IDFC Gaj lounge access?
Yes. Spend at least ₹20,000 on IDFC Gaj in a month to get free lounge access at Indira Gandhi International Airport in the next month.
What is the IDFC Gaj annual fee?
The IDFC Gaj annual fee is ₹12,500, charged from the second year. The joining fee is ₹12,500. The annual fee is waived if you spend ₹10 lakh in a year.
How many free lounge visits does IDFC Gaj give at New Delhi airport?
IDFC Gaj gives you free domestic lounge access for 4 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does IDFC Gaj provide international lounge access?
Yes. IDFC Gaj gives you free lounge access at airports outside India for 4 visits per quarter through DreamFolks.
Can I take a guest into a New Delhi airport lounge with IDFC Gaj?
Yes. With IDFC Gaj, 1 of your 4 free visits per quarter can be used for a guest at Indira Gandhi International Airport lounges where your card gives free access.