LOUNGE ELIGIBILITY
SBI Doctors IMA Credit Card Lounge Access at New Delhi Airport
Check airport lounge eligibility for the SBI Doctors IMA Credit Card at Indira Gandhi International Airport, New Delhi. Find participating lounges, terminal locations, and complimentary access details in one place.
Explore 3 of 12 eligible airport lounges with SBI Doctors IMA Credit Card across 5 terminals
Doctors IMA
SBI Doctors IMA Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
SBI Doctors IMA fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for SBI Doctors IMA, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹1,499One-time fee when the card is issued
- Annual fee
- ₹1,499Waived if you spend ₹2 lakh in a year
- Forex markup
- 3.5%On spends in foreign currency
- Reward rate
- 1% to 2%Value you get back on spends
- Add-on card
- FreePer extra card for family
SBI Doctors IMA reward points by spend category
Reward Points you earn for every ₹100 spent
- Online Travel Agencies15
- International15
- Hospitals5
- Doctor's Day (1 July)5
- All other spends1
- 1A maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on Medical Supplies and Travel Booking spends per month, and a maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on International spends per month.|After the cap limit of 7,500 RPs is achieved, 1 Reward Point for every ₹100 spent, as per the card policy, will continue to accrue.
No reward points on these spends
- Fuel
- Rent
- EMI
- Digital gaming
- Wallets
- Jewellery
- Government
SBI Doctors IMA benefits and offers
- InsuranceProfessional Indemnity Insurance
Get Professional Indemnity Insurance, which covers up to ₹20 lakh per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense costs.
How to claim
- To claim this insurance, immediately report the incident to SBI Customer Care at 1800 1234, 1800 2100, or 1800 112211.
- For email support, contact [email protected]
SBI Doctors IMA milestone benefits
- Spend ₹2 lakh in a yearRecurringRenewal fee waived
- Spend ₹5 lakh in a yearE-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth ₹5,000
SBI Doctors IMA vs other credit cards for lounge access at New Delhi airport
SBI Doctors IMA gives free access to 3 of the 12 lounges at New Delhi airport. That is more than 360 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 272 more credit cards rank above this one
- #278SBI Doctors IMAThis card₹1,499/year3 of 12₹1,499
277 other credit cards offer access to more lounges than SBI Doctors IMA, 130 offer the same, and 355 offer no free lounge access at New Delhi airport.
SBI credit and debit cards with lounge access at New Delhi airport
67 SBI credit cards and 10 SBI debit cards give free lounge access at New Delhi airport.
67of 114 SBI credit cards
- SBI Elite5 lounges
- SBI Elite Advantage5 lounges
- SBI Prime Advantage5 lounges
- SBI Air India Signature5 lounges
- SBI Bank of Maharashtra SBI Elite5 lounges
- SBI Doctors IMAThis card3 lounges
+61 more SBI credit cards with lounge access at this airport
10of 19 SBI debit cards
- SBI Visa Platinum International5 lounges
- SBI Visa Infinite5 lounges
- SBI Wealth Visa Signature5 lounges
- SBI HPCL4 lounges
- SBI Mastercard World4 lounges
+5 more SBI debit cards with lounge access at this airport
FAQs
SBI Doctors IMA lounge access, fees and spend rules at New Delhi airport.
Does SBI Doctors IMA give free lounge access at New Delhi airport?
Yes. With SBI Doctors IMA, you get free access to 3 lounges at Indira Gandhi International Airport.
Can I use SBI Doctors IMA in international terminal lounges at New Delhi airport?
Yes. SBI Doctors IMA gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does SBI Doctors IMA work in arrival lounges at New Delhi airport?
No. SBI Doctors IMA does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for SBI Doctors IMA?
Terminal 1 domestic departures. SBI Doctors IMA gives you free access to 1 lounge there.
Is there a minimum spend for SBI Doctors IMA lounge access?
No. SBI Doctors IMA gives free domestic lounge access with no minimum spend.
What is the SBI Doctors IMA annual fee?
The SBI Doctors IMA annual fee is ₹1,499, charged from the second year. The joining fee is ₹1,499. The annual fee is waived if you spend ₹2 lakh in a year.
How many free lounge visits does SBI Doctors IMA give at New Delhi airport?
SBI Doctors IMA gives you free domestic lounge access for 1 visit per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does SBI Doctors IMA provide international lounge access?
Yes. SBI Doctors IMA gives you free lounge access at airports outside India for 4 visits per year through Priority Pass, up to 2 per quarter.




