LOUNGE ELIGIBILITY
SBI Phonepe Select Black Credit Card Lounge Access at New Delhi Airport
Experience a better airport journey by exploring premium lounge access provided by your SBI Phonepe Select Black Credit Card at Indira Gandhi International Airport, New Delhi. Access lounge information, facilities, and terminal details in one place.
Explore 3 of 12 eligible airport lounges with SBI Phonepe Select Black Credit Card across 5 terminals
Phonepe Select Black
SBI Phonepe Select Black Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
SBI Phonepe Select Black fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for SBI Phonepe Select Black, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹1,499One-time fee when the card is issued
- Annual fee
- ₹1,499Waived if you spend ₹3 lakh in a year
- Forex markup
- 3.5%On spends in foreign currency
- Reward rate
- 1% to 10%Value you get back on spends
- Add-on card
- FreePer extra card for family
SBI Phonepe Select Black reward points by spend category
Reward Points you earn for every ₹100 spent
- PhonePe (Insurance)110
- PhonePe (Utilities)210
- PhonePe (Recharges, Bill Payments, Travel)10
- Online5
- All other spends1
- 1A maximum of 500 Reward Points can be earned per calendar month on Insurance via PhonePe.
- 2A maximum of 1500 Reward Points can be earned per calendar month.
No reward points on these spends
- UPI
- Education
- Gift Cards
- Fuel
- Wallets
- Government
- Rent
- Jewellery
- Education (Third-party)
- Insurance
- Transportation & Tolls
- Digital gaming
- Utilities
SBI Phonepe Select Black milestone benefits
- Welcome benefitGet Rs.1,500 PhonePe Gift Card will be shared with Cardholder over Registered E-mail ID / Mobile Number
- Spend ₹3 lakh in a yearRecurringRenewal fee waived
- Spend ₹5 lakh in a yearRecurringGet Yatra Voucher worth Rs. 5,000
SBI Phonepe Select Black vs other credit cards for lounge access at New Delhi airport
SBI Phonepe Select Black gives free access to 3 of the 12 lounges at New Delhi airport. That is more than 360 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 272 more credit cards rank above this one
- #278SBI Phonepe Select BlackThis card₹1,499/year3 of 12₹1,499
277 other credit cards offer access to more lounges than SBI Phonepe Select Black, 130 offer the same, and 355 offer no free lounge access at New Delhi airport.
SBI credit and debit cards with lounge access at New Delhi airport
67 SBI credit cards and 10 SBI debit cards give free lounge access at New Delhi airport.
67of 114 SBI credit cards
- SBI Elite5 lounges
- SBI Elite Advantage5 lounges
- SBI Prime Advantage5 lounges
- SBI Air India Signature5 lounges
- SBI Bank of Maharashtra SBI Elite5 lounges
- SBI Phonepe Select BlackThis card3 lounges
+61 more SBI credit cards with lounge access at this airport
10of 19 SBI debit cards
- SBI Visa Platinum International5 lounges
- SBI Visa Infinite5 lounges
- SBI Wealth Visa Signature5 lounges
- SBI HPCL4 lounges
- SBI Mastercard World4 lounges
+5 more SBI debit cards with lounge access at this airport
FAQs
SBI Phonepe Select Black lounge access, fees and spend rules at New Delhi airport.
Does SBI Phonepe Select Black give free lounge access at New Delhi airport?
Yes. With SBI Phonepe Select Black, you get free access to 3 lounges at Indira Gandhi International Airport.
Can I use SBI Phonepe Select Black in international terminal lounges at New Delhi airport?
Yes. SBI Phonepe Select Black gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does SBI Phonepe Select Black work in arrival lounges at New Delhi airport?
No. SBI Phonepe Select Black does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for SBI Phonepe Select Black?
Terminal 1 domestic departures. SBI Phonepe Select Black gives you free access to 1 lounge there.
Is there a minimum spend for SBI Phonepe Select Black lounge access?
No. SBI Phonepe Select Black gives free domestic lounge access with no minimum spend.
What is the SBI Phonepe Select Black annual fee?
The SBI Phonepe Select Black annual fee is ₹1,499, charged from the second year. The joining fee is ₹1,499. The annual fee is waived if you spend ₹3 lakh in a year.
How many free lounge visits does SBI Phonepe Select Black give at New Delhi airport?
SBI Phonepe Select Black gives you free domestic lounge access for 1 visit per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.





