LOUNGE ELIGIBILITY
Union Bank Divaa Credit Card Lounge Access at New Delhi Airport
Travel smarter and Explore every airport lounge available with your Union Bank Divaa Credit Card at Indira Gandhi International Airport, New Delhi. Find eligible domestic and international lounges, review access details, and enjoy a comfortable pre-flight experience with premium amenities. Access is subject to your card’s applicable terms and conditions.
Explore 4 of 12 eligible airport lounges with Union Bank Divaa Credit Card across 5 terminals
Divaa
Union Bank Divaa Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
Union of India Divaa fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for Union of India Divaa, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Annual fee
- ₹499Waived if you spend ₹30,000 in a year
- Forex markup
- 3%On spends in foreign currency
Union of India Divaa reward points by spend category
Reward Points you earn for every ₹100 spent
- All other spends2
No reward points on these spends
- Fuel
Union of India Divaa benefits and offers
- Shopping · bigbasketDiscount Voucher
Discount Voucher worth ₹250/-. Once per quarter.
- Movies and events · BookMyShowMovie Ticket Voucher
Flat ₹250/- Off on minimum purchase of 2 movie/non-movie tickets. Once per quarter.
Union of India Divaa milestone benefits
- Spend ₹30,000 in a yearRecurringRenewal fee waived
Union of India Divaa vs other credit cards for lounge access at New Delhi airport
Union of India Divaa gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86Union of India DivaaThis card₹499/year4 of 12₹499
85 other credit cards offer access to more lounges than Union of India Divaa, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
Union of India credit and debit cards with lounge access at New Delhi airport
7 Union of India credit cards and 5 Union of India debit cards give free lounge access at New Delhi airport.
7of 14 Union of India credit cards
- Union of India JCB Wellness4 lounges
- Union of India JCB Health4 lounges
- Union of India Rupay Select4 lounges
- Union of India DivaaThis card4 lounges
- Union of India Unicorn Rupay4 lounges
+2 more Union of India credit cards with lounge access at this airport
FAQs
Union of India Divaa lounge access, fees and spend rules at New Delhi airport.
Does Union of India Divaa give free lounge access at New Delhi airport?
Yes. With Union of India Divaa, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use Union of India Divaa in international terminal lounges at New Delhi airport?
Yes. Union of India Divaa gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does Union of India Divaa work in arrival lounges at New Delhi airport?
No. Union of India Divaa does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for Union of India Divaa?
Terminal 3 domestic departures. Union of India Divaa gives you free access to 2 lounges there.
Is there a minimum spend for Union of India Divaa lounge access?
No. Union of India Divaa gives free domestic lounge access with no minimum spend.
What is the Union of India Divaa annual fee?
The Union of India Divaa annual fee is ₹499, charged from the second year. The annual fee is waived if you spend ₹30,000 in a year.
How many free lounge visits does Union of India Divaa give at New Delhi airport?
Union of India Divaa gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does Union of India Divaa provide international lounge access?
Yes. Union of India Divaa gives you free lounge access at airports outside India for 2 visits per year.




