LOUNGE ELIGIBILITY
PhonePe HDFC Bank Ultimo Credit Card Lounge Access at Bengaluru Airport
Before your next trip, Make the most of your PhonePe HDFC Bank Ultimo Credit Card by exploring airport lounges at Kempegowda International Airport, Bengaluru. Discover participating lounges, terminal information, and complimentary access benefits for a seamless travel experience.
Explore 2 of 13 eligible airport lounges with PhonePe HDFC Bank Ultimo Credit Card across 4 terminals
PhonePe HDFC Ultimo
PhonePe HDFC Bank Ultimo Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
080 Domestic Lounge East (BLR Lounge)
24 Hours

080 Domestic Lounge West PH1
24 Hours

080 Domestic Lounge West PH2
24 Hours

080 Lounge Kerbside (Lounge T1 Kerbside)
24 Hours

080 VIP Domestic Lounge
24 Hours
Terminal 2
Domestic
080 Domestic Lounge
24 Hours

080 VIP Domestic Lounge (Courtyard Club)
24 Hours

Air India Lounge
24 Hours
Terminal 2
Domestic & InternationalTerminal 2
International
080 International Lounge
24 Hours

080 VIP International Lounge (Shalimar Lounge)
24 Hours

Gate Z
24 Hours
Card guide
HDFC PhonePe HDFC Ultimo fees, rewards and lounge access at Bengaluru airport
Joining and annual fee, reward rates, benefits and milestones for HDFC PhonePe HDFC Ultimo, plus how many lounges it opens at Kempegowda International Airport compared with other cards.
- Joining fee
- ₹999One-time fee when the card is issued
- Annual fee
- ₹999Waived if you spend ₹2 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Reward rate
- 1% to 10%Value you get back on spends
HDFC PhonePe HDFC Ultimo reward points by spend category
Reward Points you earn for every ₹100 spent
- Travel (PhonePe)110
- Bills (PhonePe)110
- Utilities (PhonePe)10
- PinCode (PhonePe)10
- Recharges (PhonePe)10
- Myntra5
- Ajio5
- Uber5
See 4 more spend categories
- Amazon5
- Flipkart5
- Swiggy5
- Zomato5
- All other spends1
- 1A maximum of 1,000 Reward Points can be earned per calendar month.
No reward points on these spends
- UPI
- Wallets
- EMI
- Fuel
- Education
- Government
- Rent
HDFC PhonePe HDFC Ultimo milestone benefits
- Spend ₹2 lakh in a yearRecurringRenewal fee waived
HDFC PhonePe HDFC Ultimo vs other credit cards for lounge access at Bengaluru airport
HDFC PhonePe HDFC Ultimo gives free access to 2 of the 13 lounges at Bengaluru airport. That is more than 361 of the 768 credit cards we list.
- #1IDFC First PrivateFee not listed11 of 13Not listed
- #2IndusInd TigerBest no-fee cardNo annual fee10 of 13Free
- #2RBL Aspire BankingNo annual fee10 of 13Free
- #2RBL Signature BankingNo annual fee10 of 13Free
- 334 more credit cards rank above this one
- #339HDFC PhonePe HDFC UltimoThis card₹999/year2 of 13₹999
338 other credit cards offer access to more lounges than HDFC PhonePe HDFC Ultimo, 68 offer the same, and 351 offer no free lounge access at Bengaluru airport.
HDFC credit and debit cards with lounge access at Bengaluru airport
28 HDFC credit cards and 17 HDFC debit cards give free lounge access at Bengaluru airport.
28of 81 HDFC credit cards
- HDFC Regalia7 lounges
- HDFC Dinners Club Miles6 lounges
- HDFC Dinners Club Premium6 lounges
- HDFC Marriott Bonvoy HDFC6 lounges
- HDFC BizBlack Metal6 lounges
- HDFC PhonePe HDFC UltimoThis card2 lounges
+22 more HDFC credit cards with lounge access at this airport
17of 25 HDFC debit cards
- HDFC Platinum1 lounge
- HDFC Imperia Platinum1 lounge
- HDFC Preferred Platinum1 lounge
- HDFC Classic Platinum1 lounge
- HDFC Vishesh1 lounge
+12 more HDFC debit cards with lounge access at this airport
FAQs
HDFC PhonePe HDFC Ultimo lounge access, fees and spend rules at Bengaluru airport.
Does HDFC PhonePe HDFC Ultimo give free lounge access at Bengaluru airport?
Yes. With HDFC PhonePe HDFC Ultimo, you get free access to 2 lounges at Kempegowda International Airport.
Can I use HDFC PhonePe HDFC Ultimo in international terminal lounges at Bengaluru airport?
No. HDFC PhonePe HDFC Ultimo does not give free access to any lounge in the international terminal at Bengaluru airport.
Does HDFC PhonePe HDFC Ultimo work in arrival lounges at Bengaluru airport?
No. HDFC PhonePe HDFC Ultimo does not give free access to any arrival lounge at Bengaluru airport. You can still pay for entry.
Which terminal at Bengaluru airport has the most lounges for HDFC PhonePe HDFC Ultimo?
Terminal 2 domestic departures. HDFC PhonePe HDFC Ultimo gives you free access to 1 lounge there.
Is there a minimum spend for HDFC PhonePe HDFC Ultimo lounge access?
Yes. Spend at least ₹75,000 on HDFC PhonePe HDFC Ultimo in a quarter to get free lounge access at Kempegowda International Airport in the next quarter.
What is the HDFC PhonePe HDFC Ultimo annual fee?
The HDFC PhonePe HDFC Ultimo annual fee is ₹999, charged from the second year. The joining fee is ₹999. The annual fee is waived if you spend ₹2 lakh in a year.
How many free lounge visits does HDFC PhonePe HDFC Ultimo give at Bengaluru airport?
HDFC PhonePe HDFC Ultimo gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Kempegowda International Airport.




