LOUNGE ELIGIBILITY
PhonePe HDFC Bank Ultimo Credit Card Lounge Access at Kolkata Airport
Before your next trip, Make the most of your PhonePe HDFC Bank Ultimo Credit Card by exploring airport lounges at Netaji Subhash Chandra Bose International Airport, Kolkata. Discover participating lounges, terminal information, and complimentary access benefits for a seamless travel experience.
Explore 2 of 4 eligible airport lounges with PhonePe HDFC Bank Ultimo Credit Card across 2 terminals
PhonePe HDFC Ultimo
PhonePe HDFC Bank Ultimo Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Domestic
Domestic
Travel Club Lounge
05:00 - 01:00 Daily

Travel Club Lounge Annex
24 Hours
International
International
Travel Club Lounge
24 Hours
Travel Club Lounge Annex
24 Hours
Card guide
HDFC PhonePe HDFC Ultimo fees, rewards and lounge access at Kolkata airport
Joining and annual fee, reward rates, benefits and milestones for HDFC PhonePe HDFC Ultimo, plus how many lounges it opens at Netaji Subhash Chandra Bose International Airport compared with other cards.
- Joining fee
- ₹999One-time fee when the card is issued
- Annual fee
- ₹999Waived if you spend ₹2 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Reward rate
- 1% to 10%Value you get back on spends
HDFC PhonePe HDFC Ultimo reward points by spend category
Reward Points you earn for every ₹100 spent
- Travel (PhonePe)110
- Bills (PhonePe)110
- Utilities (PhonePe)10
- PinCode (PhonePe)10
- Recharges (PhonePe)10
- Myntra5
- Ajio5
- Uber5
See 4 more spend categories
- Amazon5
- Flipkart5
- Swiggy5
- Zomato5
- All other spends1
- 1A maximum of 1,000 Reward Points can be earned per calendar month.
No reward points on these spends
- UPI
- Wallets
- EMI
- Fuel
- Education
- Government
- Rent
HDFC PhonePe HDFC Ultimo milestone benefits
- Spend ₹2 lakh in a yearRecurringRenewal fee waived
HDFC PhonePe HDFC Ultimo vs other credit cards for lounge access at Kolkata airport
HDFC PhonePe HDFC Ultimo gives free access to 2 of the 4 lounges at Kolkata airport. That is more than 407 of the 768 credit cards we list.
- #1HDFC Corporate PlatinumBest no-fee cardNo annual fee4 of 4Free
- #1HDFC Corporate PremiumNo annual fee4 of 4Free
- #1IndusInd TigerNo annual fee4 of 4Free
- #1IndusInd Pioneer LegacyNo annual fee4 of 4Free
- 207 more credit cards rank above this one
- #212HDFC PhonePe HDFC UltimoThis card₹999/year2 of 4₹999
211 other credit cards offer access to more lounges than HDFC PhonePe HDFC Ultimo, 149 offer the same, and 356 offer no free lounge access at Kolkata airport.
HDFC credit and debit cards with lounge access at Kolkata airport
27 HDFC credit cards and 17 HDFC debit cards give free lounge access at Kolkata airport.
27of 81 HDFC credit cards
- HDFC Dinners Club Miles4 lounges
- HDFC Dinners Club Premium4 lounges
- HDFC BizPower4 lounges
- HDFC Marriott Bonvoy HDFC4 lounges
- HDFC Shoppers Stop Black4 lounges
- HDFC PhonePe HDFC UltimoThis card2 lounges
+21 more HDFC credit cards with lounge access at this airport
17of 25 HDFC debit cards
- HDFC Platinum1 lounge
- HDFC Imperia Platinum1 lounge
- HDFC Preferred Platinum1 lounge
- HDFC Classic Platinum1 lounge
- HDFC Vishesh1 lounge
+12 more HDFC debit cards with lounge access at this airport
FAQs
HDFC PhonePe HDFC Ultimo lounge access, fees and spend rules at Kolkata airport.
Does HDFC PhonePe HDFC Ultimo give free lounge access at Kolkata airport?
Yes. With HDFC PhonePe HDFC Ultimo, you get free access to 2 lounges at Netaji Subhash Chandra Bose International Airport.
Can I use HDFC PhonePe HDFC Ultimo in international terminal lounges at Kolkata airport?
No. HDFC PhonePe HDFC Ultimo does not give free access to any lounge in the international terminal at Kolkata airport.
Which terminal at Kolkata airport has the most lounges for HDFC PhonePe HDFC Ultimo?
Domestic domestic departures. HDFC PhonePe HDFC Ultimo gives you free access to 2 lounges there.
Is there a minimum spend for HDFC PhonePe HDFC Ultimo lounge access?
Yes. Spend at least ₹75,000 on HDFC PhonePe HDFC Ultimo in a quarter to get free lounge access at Netaji Subhash Chandra Bose International Airport in the next quarter.
What is the HDFC PhonePe HDFC Ultimo annual fee?
The HDFC PhonePe HDFC Ultimo annual fee is ₹999, charged from the second year. The joining fee is ₹999. The annual fee is waived if you spend ₹2 lakh in a year.
How many free lounge visits does HDFC PhonePe HDFC Ultimo give at Kolkata airport?
HDFC PhonePe HDFC Ultimo gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Netaji Subhash Chandra Bose International Airport.


