LOUNGE ELIGIBILITY
PhonePe HDFC Bank Ultimo Credit Card Lounge Access at Mumbai Airport
Before your next trip, Make the most of your PhonePe HDFC Bank Ultimo Credit Card by exploring airport lounges at Chhatrapati Shivaji Maharaj International Airport, Mumbai. Discover participating lounges, terminal information, and complimentary access benefits for a seamless travel experience.
Explore 2 of 12 eligible airport lounges with PhonePe HDFC Bank Ultimo Credit Card across 5 terminals
PhonePe HDFC Ultimo
LOUNGE INSIDER
PhonePe HDFC Bank Ultimo Credit Card
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Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1-B
Domestic
Terminal 1-C
Domestic
Terminal 2
Domestic
Adani Lounge
24 Hours
Adani Lounge (Business Class)
24 Hours
The Centurion Lounge
24 Hours
Travel Club Lounge
24 Hours
Terminal 2
Domestic & International
Terminal 2
International
Adani Lounge East
24 Hours
Adani Lounge West (Business Class)
24 Hours
Adani Silver Lounge
12:00 - 00:00 Daily
Card guide
HDFC PhonePe HDFC Ultimo fees, rewards and lounge access at Mumbai airport
Joining and annual fee, reward rates, benefits and milestones for HDFC PhonePe HDFC Ultimo, plus how many lounges it opens at Chhatrapati Shivaji Maharaj International Airport compared with other cards.
- Joining fee
- ₹999One-time fee when the card is issued
- Annual fee
- ₹999Waived if you spend ₹2 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Reward rate
- 1% to 10%Value you get back on spends
HDFC PhonePe HDFC Ultimo reward points by spend category
Reward Points you earn for every ₹100 spent
- Travel (PhonePe)110
- Bills (PhonePe)110
- Utilities (PhonePe)10
- PinCode (PhonePe)10
- Recharges (PhonePe)10
- Myntra5
- Ajio5
- Uber5
See 4 more spend categories
- Amazon5
- Flipkart5
- Swiggy5
- Zomato5
- All other spends1
- 1A maximum of 1,000 Reward Points can be earned per calendar month.
No reward points on these spends
- UPI
- Wallets
- EMI
- Fuel
- Education
- Government
- Rent
HDFC PhonePe HDFC Ultimo milestone benefits
- Spend ₹2 lakh in a yearRecurringRenewal fee waived
HDFC PhonePe HDFC Ultimo vs other credit cards for lounge access at Mumbai airport
HDFC PhonePe HDFC Ultimo gives free access to 2 of the 12 lounges at Mumbai airport. That is more than 355 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year8 of 12₹12,500
- #1RBL Lumiere₹50,000/year8 of 12₹50,000
- #1IDFC First PrivateFee not listed8 of 12Not listed
- #4IndusInd TigerBest no-fee cardNo annual fee7 of 12Free
- 387 more credit cards rank above this one
- #392HDFC PhonePe HDFC UltimoThis card₹999/year2 of 12₹999
391 other credit cards offer access to more lounges than HDFC PhonePe HDFC Ultimo, 21 offer the same, and 355 offer no free lounge access at Mumbai airport.
HDFC credit and debit cards with lounge access at Mumbai airport
28 HDFC credit cards and 17 HDFC debit cards give free lounge access at Mumbai airport.
28of 81 HDFC credit cards
- HDFC Dinners Club Miles4 lounges
- HDFC Dinners Club Premium4 lounges
- HDFC BizPower4 lounges
- HDFC Marriott Bonvoy HDFC4 lounges
- HDFC Regalia Gold4 lounges
- HDFC PhonePe HDFC UltimoThis card2 lounges
+22 more HDFC credit cards with lounge access at this airport
17of 25 HDFC debit cards
- HDFC Platinum2 lounges
- HDFC Imperia Platinum2 lounges
- HDFC Preferred Platinum2 lounges
- HDFC Classic Platinum2 lounges
- HDFC Vishesh2 lounges
+12 more HDFC debit cards with lounge access at this airport
FAQs
HDFC PhonePe HDFC Ultimo lounge access, fees and spend rules at Mumbai airport.
Does HDFC PhonePe HDFC Ultimo give free lounge access at Mumbai airport?
Yes. With HDFC PhonePe HDFC Ultimo, you get free access to 2 lounges at Chhatrapati Shivaji Maharaj International Airport.
Can I use HDFC PhonePe HDFC Ultimo in international terminal lounges at Mumbai airport?
No. HDFC PhonePe HDFC Ultimo does not give free access to any lounge in the international terminal at Mumbai airport.
Does HDFC PhonePe HDFC Ultimo work in arrival lounges at Mumbai airport?
No. HDFC PhonePe HDFC Ultimo does not give free access to any arrival lounge at Mumbai airport. You can still pay for entry.
Which terminal at Mumbai airport has the most lounges for HDFC PhonePe HDFC Ultimo?
Terminal 1-B domestic departures. HDFC PhonePe HDFC Ultimo gives you free access to 1 lounge there.
Is there a minimum spend for HDFC PhonePe HDFC Ultimo lounge access?
Yes. Spend at least ₹75,000 on HDFC PhonePe HDFC Ultimo in a quarter to get free lounge access at Chhatrapati Shivaji Maharaj International Airport in the next quarter.
What is the HDFC PhonePe HDFC Ultimo annual fee?
The HDFC PhonePe HDFC Ultimo annual fee is ₹999, charged from the second year. The joining fee is ₹999. The annual fee is waived if you spend ₹2 lakh in a year.
How many free lounge visits does HDFC PhonePe HDFC Ultimo give at Mumbai airport?
HDFC PhonePe HDFC Ultimo gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Chhatrapati Shivaji Maharaj International Airport.