LOUNGE ELIGIBILITY
HSBC Rupay Cashback Credit Card Lounge Access at New Delhi Airport
Experience seamless travel from the moment you arrive at Indira Gandhi International Airport. Your HSBC Rupay Cashback Credit Card guarantees hassle-free, complimentary access to comfortable domestic and international airport lounges.
Explore 4 of 12 eligible airport lounges with HSBC Rupay Cashback Credit Card across 5 terminals
Rupay Cashback
LOUNGE INSIDER
HSBC Rupay Cashback Credit Card
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Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
The Centurion Lounge
24 Hours
Terminal 2
Domestic
Terminal 3
Domestic
Air India Lounge
24 Hours
Encalm Lounge
24 Hours
RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & International
Terminal 3
International
Air India Maharaja Lounge
24 Hours
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
Encalm Xenia Lounge
24 Hours
Card guide
HSBC Rupay Cashback fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for HSBC Rupay Cashback, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹499One-time fee when the card is issued
- Annual fee
- ₹499Waived if you spend ₹2 lakh in a year
- Forex markup
- 0%On spends in foreign currency
- Reward rate
- 1% to 10%Value you get back on spends
HSBC Rupay Cashback cashback by spend category
Cashback you get on each type of spend
- Dining110%
- Food Delivery110%
- Grocery10%
- All other spends1%
- 1A maximum of ₹400 cashback can be earned on dining, food delivery, grocery purchases and other categories.
No cashback on these spends
- Government
- Utilities
- Gambling
- Education
- Transportation & Tolls
- Charity and Donation
- Wallets
- Fuel
- Jewellery
- Insurance
- Tax Payments
- Rent
- Business to Business
- Wholesale Clubs
HSBC Rupay Cashback benefits and offers
- Movies and events · DistrictDistrict BOGO Offer
Buy One Get One (BOGO) on District, up to ₹200 only on saturdays. Applicable for first 2,000 users.
How to claim
- To avail this offer, visit the District website or app.
- Select your movie, date, time, and seats.
- Proceed to payment and find the offers/discounts section.
- Select the applicable bank discount offer and enter your card details.
- Complete the payment to get the Offer.
- Shopping · DistrictDistrict Shopping Discount
12% off up to ₹600 on Minimum Order Value ₹3,000. Coupon Code - HSBCSHOP.
HSBC Rupay Cashback milestone benefits
- Welcome benefitGet an ₹250 Amazon eGift Voucher and EazyDiner Prime Membership for two months
- Spend ₹10,000 within 30 daysGet ₹500 cashback when you download and log on to the HSBC India Mobile Banking app
- Spend ₹2 lakh in a yearRecurringRenewal fee waived
HSBC Rupay Cashback vs other credit cards for lounge access at New Delhi airport
HSBC Rupay Cashback gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86HSBC Rupay CashbackThis card₹499/year4 of 12₹499
85 other credit cards offer access to more lounges than HSBC Rupay Cashback, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
HSBC credit cards with lounge access at New Delhi airport
7 HSBC credit cards give free lounge access at New Delhi airport.
7of 10 HSBC credit cards
- HSBC Live+5 lounges
- HSBC Taj5 lounges
- HSBC Rupay CashbackThis card4 lounges
- HSBC Travel One4 lounges
- HSBC Premier4 lounges
+2 more HSBC credit cards with lounge access at this airport
FAQs
HSBC Rupay Cashback lounge access, fees and spend rules at New Delhi airport.
Does HSBC Rupay Cashback give free lounge access at New Delhi airport?
Yes. With HSBC Rupay Cashback, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use HSBC Rupay Cashback in international terminal lounges at New Delhi airport?
Yes. HSBC Rupay Cashback gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does HSBC Rupay Cashback work in arrival lounges at New Delhi airport?
No. HSBC Rupay Cashback does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for HSBC Rupay Cashback?
Terminal 3 domestic departures. HSBC Rupay Cashback gives you free access to 2 lounges there.
Is there a minimum spend for HSBC Rupay Cashback lounge access?
No. HSBC Rupay Cashback gives free domestic lounge access with no minimum spend.
What is the HSBC Rupay Cashback annual fee?
The HSBC Rupay Cashback annual fee is ₹499, charged from the second year. The joining fee is ₹499. The annual fee is waived if you spend ₹2 lakh in a year.
How many free lounge visits does HSBC Rupay Cashback give at New Delhi airport?
HSBC Rupay Cashback gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does HSBC Rupay Cashback provide international lounge access?
Yes. HSBC Rupay Cashback gives you free lounge access at airports outside India for 2 visits per year.