LOUNGE ELIGIBILITY
HSBC Taj Credit Card Lounge Access at New Delhi Airport
Discover all the airport lounges you can access with your HSBC Taj Credit Card at Indira Gandhi International Airport, New Delhi. Enjoy complimentary lounge access across eligible domestic and international terminals, relax in comfortable seating, and make every journey more enjoyable before your flight.
Explore 5 of 12 eligible airport lounges with HSBC Taj Credit Card across 5 terminals
Taj
LOUNGE INSIDER
HSBC Taj Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
The Centurion Lounge
24 Hours
Terminal 2
Domestic
Terminal 3
Domestic
Air India Lounge
24 Hours
Encalm Lounge
24 Hours
RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & International
Terminal 3
International
Air India Maharaja Lounge
24 Hours
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
Encalm Xenia Lounge
24 Hours
Card guide
HSBC Taj fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for HSBC Taj, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Joining fee
- ₹1,10,000One-time fee when the card is issued
- Annual fee
- ₹1,10,000Charged every year from year two
- Forex markup
- 3.5%On spends in foreign currency
- Reward rate
- 3% to 5%Value you get back on spends
- Add-on card
- FreePer extra card for family
HSBC Taj reward points by spend category
Reward Points you earn for every ₹100 spent
- Taj5
- All other spends1.5
No reward points on these spends
- Jewellery
- UPI
- Rent
- Tax Payments
- Non-Financial Institutions
- Insurance
- Wallets
- Fuel
- Education
HSBC Taj benefits and offers
- Travel · AdaniOneDuty Free Discount
15% savings on duty-free with AdaniOne (once per month; min order ₹3,000; max order ₹7,500).
How to claim
- To avail this benefit, log in to the AdaniOne Shopping website or app using your registered account.
- Shop duty-free products with a minimum order of ₹3,000.
- Apply your HSBC Taj credit card during checkout to get a 15% discount (valid once per month; maximum order value ₹7,500).
- For support, contact HSBC customer care at 1800 103 4724.
- Concierge · BlacklaneBlacklane Chauffeur Service
4 chauffeur-driven limousine transfers a year offered via Blacklane.
How to claim
- Contact their global concierge team at 1800 210 0291 or email [email protected].
HSBC Taj milestone benefits
- Renewal benefitRecurringTaj Epicure Membership.NeuPass Taj InnerCircle Platinum Tier membership.Get two nights breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces, Also get a voucher for an extra one-night stay at Taj Palaces with every new or renewed card.Offer valid until 31 March 2026
- Welcome benefitTaj Epicure Membership.NeuPass Taj InnerCircle Platinum Tier membership.Get two nights breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces, Also get a voucher for an extra one-night stay at Taj Palaces with every new or renewed card.Offer valid until 31 March 2026
HSBC Taj vs other credit cards for lounge access at New Delhi airport
HSBC Taj gives free access to 5 of the 12 lounges at New Delhi airport. That is more than 683 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- #5HSBC TajThis card₹1,10,000/year5 of 12₹1,10,000
4 other credit cards offer access to more lounges than HSBC Taj, 80 offer the same, and 355 offer no free lounge access at New Delhi airport.
HSBC credit cards with lounge access at New Delhi airport
7 HSBC credit cards give free lounge access at New Delhi airport.
7of 10 HSBC credit cards
- HSBC Live+5 lounges
- HSBC TajThis card5 lounges
- HSBC Rupay Cashback4 lounges
- HSBC Travel One4 lounges
- HSBC Premier4 lounges
+2 more HSBC credit cards with lounge access at this airport
FAQs
HSBC Taj lounge access, fees and spend rules at New Delhi airport.
Does HSBC Taj give free lounge access at New Delhi airport?
Yes. With HSBC Taj, you get free access to 5 lounges at Indira Gandhi International Airport.
Can I use HSBC Taj in international terminal lounges at New Delhi airport?
Yes. HSBC Taj gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does HSBC Taj work in arrival lounges at New Delhi airport?
Yes. HSBC Taj gives you free access to Encalm Lounge in the arrivals area at New Delhi airport.
Which terminal at New Delhi airport has the most lounges for HSBC Taj?
Terminal 2 domestic departures. HSBC Taj gives you free access to the only lounge there.
Is there a minimum spend for HSBC Taj lounge access?
No. HSBC Taj gives free domestic lounge access with no minimum spend.
What is the HSBC Taj annual fee?
The HSBC Taj annual fee is ₹1,10,000, charged from the second year. The joining fee is ₹1,10,000.
Does HSBC Taj give unlimited free lounge access at New Delhi airport?
Yes. HSBC Taj gives you unlimited free domestic lounge visits, including at Indira Gandhi International Airport.
Does HSBC Taj provide international lounge access?
Yes. HSBC Taj gives you unlimited free lounge access at airports outside India through Priority Pass.