LOUNGE ELIGIBILITY
Indian Overseas Bank RuPay Platinum Credit Card Lounge Access at New Delhi Airport
Whether you are flying from the bustling domestic terminal or catching an international flight at Indira Gandhi International Airport, your Indian Overseas Bank RuPay Platinum Credit Card ensures a smooth transit. Explore the lounges offering you complimentary access and beat the Indian airport crowds.
Explore 4 of 12 eligible airport lounges with Indian Overseas Bank RuPay Platinum Credit Card across 5 terminals
RuPay Platinum
Indian Overseas Bank RuPay Platinum Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

The Centurion Lounge
24 Hours
Terminal 2
DomesticTerminal 3
Domestic
Air India Lounge
24 Hours

Encalm Lounge
24 Hours

RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & InternationalTerminal 3
International
Air India Maharaja Lounge
24 Hours

Encalm Lounge
24 Hours

Encalm Privé Lounge
24 Hours

Encalm Xenia Lounge
24 Hours
Card guide
Indian Overseas RuPay Platinum fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for Indian Overseas RuPay Platinum, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Annual fee
- ₹250Charged every year from year two
- Forex markup
- 2.5%On spends in foreign currency
Indian Overseas RuPay Platinum reward points by spend category
Reward Points you earn for every ₹100 spent
- All other spends2
No reward points on these spends
- Fuel
Indian Overseas RuPay Platinum vs other credit cards for lounge access at New Delhi airport
Indian Overseas RuPay Platinum gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86Indian Overseas RuPay PlatinumThis card₹250/year4 of 12₹250
85 other credit cards offer access to more lounges than Indian Overseas RuPay Platinum, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
Indian Overseas credit and debit cards with lounge access at New Delhi airport
5 Indian Overseas credit cards and 3 Indian Overseas debit cards give free lounge access at New Delhi airport.
5of 11 Indian Overseas credit cards
- Indian Overseas Visa Signature5 lounges
- Indian Overseas RuPay PlatinumThis card4 lounges
- Indian Overseas RuPay Select4 lounges
- Indian Overseas Novio Select4 lounges
- Indian Overseas Novio Platinum4 lounges
3of 15 Indian Overseas debit cards
FAQs
Indian Overseas RuPay Platinum lounge access, fees and spend rules at New Delhi airport.
Does Indian Overseas RuPay Platinum give free lounge access at New Delhi airport?
Yes. With Indian Overseas RuPay Platinum, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use Indian Overseas RuPay Platinum in international terminal lounges at New Delhi airport?
Yes. Indian Overseas RuPay Platinum gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does Indian Overseas RuPay Platinum work in arrival lounges at New Delhi airport?
No. Indian Overseas RuPay Platinum does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for Indian Overseas RuPay Platinum?
Terminal 3 domestic departures. Indian Overseas RuPay Platinum gives you free access to 2 lounges there.
Is there a minimum spend for Indian Overseas RuPay Platinum lounge access?
No. Indian Overseas RuPay Platinum gives free domestic lounge access with no minimum spend.
What is the Indian Overseas RuPay Platinum annual fee?
The Indian Overseas RuPay Platinum annual fee is ₹250, charged from the second year.
How many free lounge visits does Indian Overseas RuPay Platinum give at New Delhi airport?
Indian Overseas RuPay Platinum gives you free domestic lounge access for 1 visit per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does Indian Overseas RuPay Platinum provide international lounge access?
Yes. Indian Overseas RuPay Platinum gives you free lounge access at airports outside India for 1 visit per year.




