LOUNGE ELIGIBILITY
Indian Overseas Bank RuPay Select Credit Card Lounge Access at New Delhi Airport
Travel smarter and Discover all the airport lounges you can access with your Indian Overseas Bank RuPay Select Credit Card at Indira Gandhi International Airport, New Delhi. Enjoy complimentary lounge access across eligible domestic and international terminals, relax in comfortable seating, and make every journey more enjoyable before your flight. Find everything you need before you travel.
Explore 4 of 12 eligible airport lounges with Indian Overseas Bank RuPay Select Credit Card across 5 terminals
RuPay Select
LOUNGE INSIDER
Indian Overseas Bank RuPay Select Credit Card
Check another card
Find out which airport lounges your another card can access.
Terminal directory
Explore lounges by terminal
Discover every airport lounge by terminal with detailed amenities, operating hours, and complimentary access information.
Terminal 1
Domestic
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
The Centurion Lounge
24 Hours
Terminal 2
Domestic
Terminal 3
Domestic
Air India Lounge
24 Hours
Encalm Lounge
24 Hours
RuPay Exclusive Lounge
24 Hours
Terminal 3
Domestic & International
Terminal 3
International
Air India Maharaja Lounge
24 Hours
Encalm Lounge
24 Hours
Encalm Privé Lounge
24 Hours
Encalm Xenia Lounge
24 Hours
Card guide
Indian Overseas RuPay Select fees, rewards and lounge access at New Delhi airport
Joining and annual fee, reward rates, benefits and milestones for Indian Overseas RuPay Select, plus how many lounges it opens at Indira Gandhi International Airport compared with other cards.
- Annual fee
- ₹500Charged every year from year two
- Forex markup
- 2.5%On spends in foreign currency
Indian Overseas RuPay Select reward points by spend category
Reward Points you earn for every ₹100 spent
- All other spends1
No reward points on these spends
- Fuel
Indian Overseas RuPay Select benefits and offers
- InsurancePersonal Accident Cover
Cardholder is Eligible for Personal Accident Insurance Cover of ₹10 Lakhs Provided by NPCI.
Indian Overseas RuPay Select vs other credit cards for lounge access at New Delhi airport
Indian Overseas RuPay Select gives free access to 4 of the 12 lounges at New Delhi airport. That is more than 491 of the 768 credit cards we list.
- #1RBL Nova₹12,500/year7 of 12₹12,500
- #1RBL Lumiere₹50,000/year7 of 12₹50,000
- #3ICICI Times Black₹20,000/year6 of 12₹20,000
- #3IDFC First PrivateFee not listed6 of 12Not listed
- #5IndusInd TigerBest no-fee cardNo annual fee5 of 12Free
- 80 more credit cards rank above this one
- #86Indian Overseas RuPay SelectThis card₹500/year4 of 12₹500
85 other credit cards offer access to more lounges than Indian Overseas RuPay Select, 191 offer the same, and 355 offer no free lounge access at New Delhi airport.
Indian Overseas credit and debit cards with lounge access at New Delhi airport
5 Indian Overseas credit cards and 3 Indian Overseas debit cards give free lounge access at New Delhi airport.
5of 11 Indian Overseas credit cards
- Indian Overseas Visa Signature5 lounges
- Indian Overseas RuPay Platinum4 lounges
- Indian Overseas RuPay SelectThis card4 lounges
- Indian Overseas Novio Select4 lounges
- Indian Overseas Novio Platinum4 lounges
3of 15 Indian Overseas debit cards
FAQs
Indian Overseas RuPay Select lounge access, fees and spend rules at New Delhi airport.
Does Indian Overseas RuPay Select give free lounge access at New Delhi airport?
Yes. With Indian Overseas RuPay Select, you get free access to 4 lounges at Indira Gandhi International Airport.
Can I use Indian Overseas RuPay Select in international terminal lounges at New Delhi airport?
Yes. Indian Overseas RuPay Select gives you free access to Encalm Lounge in the international terminal at New Delhi airport.
Does Indian Overseas RuPay Select work in arrival lounges at New Delhi airport?
No. Indian Overseas RuPay Select does not give free access to the arrival lounge at New Delhi airport. You can still pay for entry.
Which terminal at New Delhi airport has the most lounges for Indian Overseas RuPay Select?
Terminal 3 domestic departures. Indian Overseas RuPay Select gives you free access to 2 lounges there.
Is there a minimum spend for Indian Overseas RuPay Select lounge access?
No. Indian Overseas RuPay Select gives free domestic lounge access with no minimum spend.
What is the Indian Overseas RuPay Select annual fee?
The Indian Overseas RuPay Select annual fee is ₹500, charged from the second year.
How many free lounge visits does Indian Overseas RuPay Select give at New Delhi airport?
Indian Overseas RuPay Select gives you free domestic lounge access for 2 visits per quarter. The limit counts across all Indian airports, including Indira Gandhi International Airport.
Does Indian Overseas RuPay Select provide international lounge access?
Yes. Indian Overseas RuPay Select gives you free lounge access at airports outside India for 2 visits per year.